Download our Pre-Alpha launcher here to play Banking Tycoon for free. To play you will also need to register on our website here.


Banking tycoon is a business simulation game inspired by games such as Theme Hospital or Prison Architect. In Banking Tycoon you need to build a working bank from a safe and $50,000. In the Pre-Alpha version of the game you manage a single bank.

In Banking Tycoon the role of money is very different from most other business simulations as you have no direct control of how much money you borrow and lend, and hence the size of your balance. Customers will borrow and deposit what they want, depending on the interest rates you set for your financial products. The aim of the game is to have a large balance and a positive daily income.

Global interest rates will fluctuate depending on what rates the Central Bank sets. In turn your competitors will set their rates based on the Central Bank rate, which will affect the rates you must set to attract customers to your bank.


The game is currently in very early stages of development and a great number of features are missing. For example there is only basic sound and all 3D models and 2D textures are placeholders at present. We have released the game as an open pre-alpha because we feel that the greatest asset we have is the opinions and feedback from our customers; we do not want to waste time developing and implementing features that no one (besides the developers) wishes to see.


The current build is Pre-Alpha 4 and we intend to release new versions of the pre-alpha at least every month. Please follow us here for updates. Pre-Alpha 5 will contain more features related to stocks and commodities. You will be able to hire sales staff, which will allow customers to buy and sell assets from you, which you then need to hedge in the market. Researchers will help you predict where stocks and commodities are going, enabling you to hopefully profit from market positions. This update will be released before the end of September 2014.

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0 comments by BankingTycoon on Sep 1st, 2014

Pre-Alpha 4 Update

Our 4th Pre-Alpha build is now available for download! The Banking Tycoon Pre-Alpha launcher will automatically handle all updates of the game, and is available here. To play Banking Tycoon for free you will need to register here.


An overview of the latest features of Banking Tycoon are described in our latest Update Video:

Market Data Screen

  • View the current price of all available stocks and commodities in the game.
  • See various analytics such as percentage change, high, low and volatility.
  • Look at various sector indices to see the performance of certain type of stocks.
  • Use the command bar at the top to quickly access different pages. Some useful codes:

HOME - Front page.
EXIT - Closes the Market Data Screen.
LRG - List of all large companies.
MED - List of all medium-sized companies.
COM - List of commodities.
SEC:XXX - Display a sector summary for the relevant sector where "XXX" is the relevant three-digit code.
Also enter a stock or commodity code to display this asset's summary / trading page.


  • Buy and sell stocks or commodities through the Market Data Screen.
  • Take short positions by selling the asset without owning it.
  • Move the market by selling or buying large amounts of an asset.

Position Screen

  • The position screen is now updated and lists all positions held in stocks and commodities.
  • View your trade history.
  • Use the Deltas Page to summarise your exposure to stocks or commodities.


The game now features some very basic (placeholder) background music! 

Stock Ticker

Current stock prices are displayed at bottom in an 80's-style stock-ticker.

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Pre-Alpha Launcher

Pre-Alpha Launcher

Jun 12, 2014 Demo 0 comments

Use the launcher to download and play the latest development build of Banking Tycoon. You will need to register at to use the launcher...

Post comment Comments
InternetIan Jul 24 2014, 12:58am says:

Well this is an interesting concept. :)

+2 votes     reply to comment
BankingTycoon Jul 24 2014, 3:37am replied:


+1 vote     reply to comment
Guest Jun 22 2014, 5:12pm says:

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BankingTycoon Jun 23 2014, 4:11am replied:


To play the pre-alpha of Banking Tycoon you will need to register on our website here:

+1 vote     reply to comment
Guest Jun 19 2014, 3:26pm says:

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BankingTycoon Jun 20 2014, 5:43am replied:

Hi there

Thanks for downloading the game and apologies for the lack of documentation so far; we are working on our first “How-To-Play” video at the moment and will upload it in the next few days. We just wanted to get our website and IndieDB page up and running first of all.

The problem probably is that the interest rate for your personal loan is too high, so customers will not want to take out loans with you. Go to the competitor tab of the product page and check what the competitor rates are. They will be roughly spread around some number, so you will need to estimate what this is. Then adjust your rate so it is say 3-5% lower than your competitors. People should now start to come to the desk and ask for loans with you.

The key to the game is setting the rates correctly; if not many people are borrowing from you, your rates may be a bit too high, similarly if too many people are borrowing from you they may be too low. The interest rates your competitors set will also change over time (and each time you start a new game) so you will need to update the rate periodically to keep the balance correct.

The reputation of your bank will also affect the willingness of people to borrow from you. At the start of the game the reputation is quite low; this is why you will need to set your rates much lower than your competitors to attract customers. As your reputation increases you will find people more willing to borrow from you (and also deposit money with you) so you can increase the rate for loans and make more money.

I hope this helps, sorry for the long reply!

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Guest Jun 21 2014, 8:11am replied:

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BankingTycoon Jun 21 2014, 2:00pm replied:


Yes credit cards are not implemented in the game yet; they were only there for testing / development. Credit cards will be removed from the next pre-alpha coming out before the end of the month. We may at some point re-introduce credit cards, but it will likely be when the game is quite mature.

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Banking Tycoon
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Banking Tycoon
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